Huntsville’s Premier Personal Injury Attorney

Uninsured/Underinsured Issues

Attorney Mark Jackson provides exceptional legal representation to North Alabama residents hurt in motor vehicle accidents, including claims involving uninsured and underinsured drivers.

Picking Up The Slack When The Other Driver Is Underinsured

The state of Alabama requires all drivers to carry auto insurance policies. However, more than 25% of all motorists in the state have no insurance at all. In fact, Alabama is third in the nation for uninsured drivers. If you had a crash involving a driver without insurance or without enough coverage, then you might find yourself in a tight place trying to recover the compensation for your damages.

The best way to proactively prevent this is to purchase an uninsured/underinsured motorist (UM/UIM) policy. This type of policy ensures that your own insurance provider will pay your damages in the event of a car or truck accident. Consider carrying UM/UIM coverage up to the amount you have as the limit on your own liability coverage. Although state law does not require drivers to carry UM/UIM coverage, all insurance companies operating in the state are required to provide it. In fact, the only way an insurance company cannot provide UM/UIM coverage in Alabama is if the policyholder signs a written waiver stating that they do not want this type of coverage.

Leveling The Playing Field With Powerful Corporations

Even if you purchase UM/UIM coverage, it is common for insurance companies to make your claim as difficult as possible. Even your own insurance company is a for-profit entity that has one priority: making money. Insurance adjusters will try to minimize the value of your claim. They will almost always offer you a settlement that is much lower than what you deserve. Some adjusters flat-out deny valid claims. Never accept an insurance company’s first settlement offer. Instead, contact attorney Jackson. As a seasoned personal injury lawyer, he knows how to estimate the value of your claim accurately, stand up to insurance companies and maximize your compensation.

Seek Experienced, Knowledgeable Representation

With over 20 years of experience, Mr. Jackson possesses the knowledge you need on your side as you take on the negligent driver, their insurance company and even your own insurer. If you or a loved one has been involved in an accident with an uninsured or underinsured driver, please call Mark A. Jackson, P.C., at 256-929-6391 or send the firm an email for a free consultation. As a client, you will not pay any attorney’s fees unless Mr. Jackson collects compensation on your behalf.