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Does workers’ comp cover temporary construction workers?

by | Oct 21, 2025 | Workers' Compensation

Construction work in Alabama is challenging and dangerous. Whether you pour concrete, drive equipment or climb rooftops, accidents can happen fast. Many job sites hire temporary or seasonal workers when the workload gets heavy. However, if you get hurt and you’re only there for a short time, do you still qualify for workers’ comp benefits?

Workers’ comp protects more than full-time workers

In Alabama, most workers — even temporary ones — qualify for workers’ compensation if they get injured while working. This coverage helps pay for medical bills, lost wages and therapy after an accident. The main question is whether you count as an employee.

If the company controls your schedule, gives you tools and directs your work, you likely qualify. But if you work through a temp agency, things can get tricky. Most of the time, the agency — not the construction company — carries the workers’ comp insurance. You need to report your injury to the agency right away, not just the site supervisor. Reporting to the wrong person or waiting too long delays or even blocks your claim.

Steps to take after a workplace injury

If you get hurt on the job — even on your first day — tell your employer or the temp agency immediately. Alabama law says you must report the injury within five days to protect your right to benefits. After that, see a doctor, follow medical advice and keep all your paperwork. These steps protect your health and your claim.

Getting help when things get tough

Some companies say temp workers aren’t real employees to avoid paying benefits. If this happens, talk with a workers’ comp attorney. They can explain your rights and guide you through the process. Every Alabama worker — full-time, part-time or seasonal — deserves protection.